No middleman holding your money
It's a self-custody model: Kripto Pay creates the charge and watches the network, but your wallet is what receives the payment.
Kripto Pay for business · in development
Get paid in crypto. Straight to your wallet.
Charge customers in stablecoins with a QR code or payment link. The money lands in your wallet, not in an account of ours: no middleman holding on to your payments.
How it will work
Simple charges, direct payouts
- 1
You create the charge
Set the amount in your currency or in dollars, converted to USDT or USDC on the spot. Show a QR code at the counter or send a link over WhatsApp.
- 2
The customer pays from their wallet
Any compatible wallet works. The money goes straight to your wallet, without passing through an account of ours.
- 3
You get notified
As soon as the network confirms, the charge is marked as paid and you get a notification. Everything is recorded in your report.
Stable value
Charges in USDT and USDC, which track the US dollar: the amount agreed at the sale is the amount that arrives.
Customers from anywhere
Tourists and buyers from abroad pay with the wallet they already use, with no international card and no foreign card fees.
Confirmation in minutes
On Polygon and BNB Chain, confirmation usually takes seconds or a few minutes, with low fees.
Payment gateway · coming later
For online stores: API, webhooks and plugins
The next step is a full gateway: your store creates the charge through the API, the customer pays on the Kripto Pay checkout, and your system gets the confirmation by webhook so it can release the order on its own.
- API to create charges and look up payments
- Signed webhooks to confirm orders
- Plugins for e-commerce platforms
- Conversion to Brazilian reais via Pix, through an authorized partner
POST /v1/charges
{
"amount": "149.90",
"currency": "USD",
"receive_in": "USDT",
"network": "polygon",
"order": "STORE-1042"
}
→ 201 Created
{
"id": "chg_8f2k…",
"link": "https://pay.kriptopayment.com/…",
"status": "pending"
}Illustrative example: the API is still being planned and may change.
The road ahead
Wallet first, then the gateway
- Phase 1In development
Wallet
- Create and import a wallet (12 words)
- Multiple wallets in one app
- Send and receive USDT, USDC, ETH, POL and BNB
- Biometrics and PIN
- Security audit before launch
- Phase 2Next step
Payments for businesses
- QR code payment requests at the counter
- Payment links to send by chat
- Notification when the payment confirms
- Payments report
- Phase 3Future
Payment gateway
- API and webhooks for online stores
- Plugins for e-commerce platforms
- Conversion to local currency with an authorized partner
- Coin swaps
Business waitlist
Tell us about your business
We'll invite the first businesses to test receiving payments and help shape the gateway. No cost, no commitment.
Questions
Questions from sellers
Will I be able to get paid in Brazilian reais?
In the first version, you receive stablecoins in your wallet. Conversion to reais via Pix is planned for the gateway, done through an authorized partner.
How much will it cost?
Terms for businesses will be announced before launch. The network fee for each payment is paid by the sender.
Do I need a registered company (a CNPJ in Brazil)?
Not to use the wallet. For features that involve Brazilian reais, such as conversion via Pix, the partner may ask for your company's details, as the law requires.
What about taxes?
Crypto payments count as business revenue, and crypto assets have reporting rules with the tax authorities (in Brazil, the Receita Federal). Talk to your accountant about how to record them.